When managed correctly, the benefits of captive participation at National Interstate can be great, including:

• Potential Lower Overall Costs
    - Captive members can realize underwriting profits and investment income,
      lowering their effective cost of insurance

• Greater Control of Insurance Costs
    - Premiums are likely to be more stable as opposed to following the whims of
      the cyclical traditional insurance market
    - Premiums are derived from your expected losses, not from the loss history of
      your industry peers

• Improved or Customized Insurance Coverage

• Specialized Claims and Loss Control Services

• Potential Tax Benefits

• Agents and Brokers can capitalize on their profitable books of
  business by placing seasoned risks in a customized agency captive
  with National Interstate

Are you a good operator, with losses that are typically fewer than those of your industry peers? Or are you an agent or broker with a seasoned book of business related to the transportation industry? If so, you may consider captializing on your relative excellence and years of experience by working with National Interstate to develop your own captive insurance program.

To learn more about alternative risk programs at National Interstate, please call
Chris Mikolay at 800.929.1500

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