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If your motor home, bus conversion, travel trailer or fifth
wheel is a total loss during the first five model years, we
will replace the vehicle with a brand new comparable model.
Beyond five model years, we will pay the amount you originally
paid for the coach toward the purchase of a replacement. In
either case, you are protected against depreciation of the
RV.
For each claim-free policy year, the selected deductible will
be reduced by 25%. Have four consecutive claim-free years
and you’ll have no deductible to pay in the event of
a loss. Once a claim is paid, your deductible is restored
to the original level shown on your policy.
We will replace the RV owner’s lost, stolen or damaged
personal items normally carried on trips, such as clothing,
sporting equipment and cameras.
If you use your RV as a primary residence for more than five
months out of the year, you need our Full-Timers’ coverage.
Protection for your special needs includes:
- Personal Liability coverage, similar
to homeowners’ liability, at limits up to selected
auto liability limits.
- Value property coverage for items
such as jewelry, cameras, and sports equipment.
- Golf cart coverage.
- Coverage for storage shed where
personal items are stored.
- Higher Liability Limits
- Liability and uninsured/underinsured
motorists coverage limits up to $1 million.
Reimburses you for the reasonable cost of towing your RV to
the nearest qualified service facility.
Around the clock rescue, 365 days a year. Emergency Roadside
Assistance will cover the towing of all automobiles in your
household, in addition to your RV! From running out of gas,
to blowing a tire, to locking your keys in the car, enjoy
the peace of mind that help is on the way with one toll-free
call.
Covers up to $750 in costs caused by an emergency when your
RV is damaged or destroyed by a covered hazard.
Our 24-hour, 365 days a year claims service is available on
our toll-free number from anywhere in the U.S. or Canada.
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